Accident Only Plan
There are some pet insurance policies that cover accidents only. What this means is that it helps cover vet costs to treat accidental injuries, which usually include broken bones, poisonings and ingesting foreign objects (like tennis balls, a common cause of accidental injury). It does not cover vet costs to treat illnesses. These are usually the least expensive type of insurance plan.
Older pets have a need for more medical attention, and as such, have a higher incidence of claiming. By increasing the deductible amount as your pet ages, it allows us to offer lower premiums to pets of all ages. The deductible is only applied during the years in which claims are made.
This is the amount you must pay each year before the insurance company starts paying.
Any medical problem that is directly related to and caused by a primary medical Condition. This includes any medical Condition resulting from any Treatments for the Associated Conditions such as alternative therapies, diagnostic testing, medication and prescription diets.